This is the second half of me critiquing the JRE episode with Caleb Hammer #2509. There will probably be a third part.

Here is the link to the youtuber Casual Finance. He has a lot of great videos that go over topics with more nuance as well as a different perspective.

https://youtu.be/-RMZszjZSNE?si=18pT3E_aZ7PWBwOa

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