What if you stopped waiting until retirement to start living? Chris Larsen, founder of Next-Level Income, made it his mission to achieve financial freedom after losing his father at a young age and his best friend at just 18. While building a successful career in medical device sales, Chris quietly built a real estate portfolio, starting with his first rental property at age 21 with less than $3,000 down. Over time, his passive income grew to the point where his paycheck became optional.

Today, Chris helps investors build wealth through commercial real estate investments across multifamily, self-storage, car washes, and senior housing, with more than $2 billion in acquisitions since 2016. In this episode, he shares the principles behind his new book, How to Be Financially Free by Forty, and the strategies he used to create financial freedom, lasting wealth, and a life lived on his own terms.

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What would it take for you to walk away from a guaranteed pension… and bet on yourself instead?F ormer United States Navy Chief Petty Officer Tim Kelly made one of the boldest decisions of his life: leaving the military four years before retirement eligibility to pursue true financial freedom through real estate, mindset, and high-performance living.

After spending 15 years leading under pressure in the Navy, he realized he wanted more than just security—he wanted freedom of time, freedom of choice, and the ability to build a life fully on his own terms. That journey led him deep into real estate investing, personal growth, and wealth-building strategies that ultimately helped him become involved in nearly 2,000 commercial real estate units.

Today, he serves on the Board of Directors for Active Duty Passive Income, is a certified High Performance Coach, and co-authored the bestselling book “Military House Hacking,” helping service members, veterans, and entrepreneurs create financial independence through disciplined execution and intentional living. We dive into military leadership, mindset shifts, building passive income, overcoming fear, and what it really takes to transition from a life of structure and certainty into entrepreneurship and investing.


SUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY
✅ http://relfreedom.tv

GET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST!
📈 http://investwithelite.com

PARTNER WITH US ON BIG DEALS!
💵 https://eliteadvantagepropertieshq.com

BUILD YOUR REAL ESTATE AGENT CAREER WORKING WITH INVESTORS
👨‍👩‍👧‍👦 http://eliteadvantageagent.com

LEARN ABOUT REL FREEDOM & HEAR MORE REAL LIFE STORIES
🎙️ http://www.relfreedom.com

FREEBIES: DOWNLOAD YOUR FREE FREEDOM FOUNDATION BLUEPRINT
💵 https://www.relfreedom.com/blueprint

LOOKING FOR A REAL ESTATE AGENT ANYWHERE IN THE US? FIND A TOP AGENT IN YOUR COMMUNITY
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What does it take to lead at the highest level—in both the military and luxury real estate? Shaun Guardanapo is a Marine Corps veteran and Managing Broker of The Agency Reno. He shares with us how discipline, leadership, and strategic thinking helped him rise to the top 1% of real estate producers in one of the fastest-growing luxury markets in the country.

With more than $100 million in career sales and deep roots in the Reno–Tahoe region, Shaun brings a unique insider perspective on the explosive growth reshaping Northern Nevada—from luxury lakefront estates to emerging investment opportunities fueled by migration, business expansion, and lifestyle shifts.

Shaun shares powerful lessons from his time in the Marine Corps, how military leadership translates into entrepreneurship, and the mindset required to succeed in high-pressure environments where relationships, negotiation, and trust matter most. Whether you’re interested in luxury real estate, business leadership, investing, or personal growth, this episode delivers actionable insights, compelling stories, and a behind-the-scenes look at what it takes to build a world-class business while staying grounded in integrity and service.

SUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY
✅ http://relfreedom.tv

GET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST!
📈 http://investwithelite.com

PARTNER WITH US ON BIG DEALS!
💵 https://eliteadvantagepropertieshq.com

BUILD YOUR REAL ESTATE AGENT CAREER WORKING WITH INVESTORS
👨‍👩‍👧‍👦 http://eliteadvantageagent.com

LEARN ABOUT REL FREEDOM & HEAR MORE REAL LIFE STORIES
🎙️ http://www.relfreedom.com

FREEBIES: DOWNLOAD YOUR FREE FREEDOM FOUNDATION BLUEPRINT
💵 https://www.relfreedom.com/blueprint

LOOKING FOR A REAL ESTATE AGENT ANYWHERE IN THE US? FIND A TOP AGENT IN YOUR COMMUNITY
🏠 http://www.eliteagentreferral.com

JOIN OUR FACEBOOK COMMUNITY
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SUBSCRIBE TO THE REL FREEDOM PODCAST
🎧 Apple Podcasts: https://podcasts.apple.com/us/podcast...
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🎧 Spotify: https://open.spotify.com/show/5nXA5hL...

LET'S CONNECT
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👉 Instagram: https://www.instagram.com/getrelfreedom/
👉 TikTok: https://www.tiktok.com/@relfreedom
🏠 Minnesota Real Estate: https://www.eliteadvantageteam.com