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The Pension Confident Podcast

The Pension Confident Podcast

By: PensionBee
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We get it, pensions can be overwhelming. But here at PensionBee, we're on a mission to build pension confidence. That's where The Pension Confident Podcast comes in. With the help of financial experts, we dig into topics that really matter - from the basics of how pensions, ISAs and mortgages work, to how you can start to use your money to save for a happy retirement. Subscribe today to hear from some of the best brains in personal finance every month and get expert insights from the PensionBee team. Economics Personal Finance
Episodes
  • BONUS EPISODE: "I've often said that I retired when nobody wanted me anymore"

    BONUS EPISODE: "I've often said that I retired when nobody wanted me anymore"
    Jun 18 2026

    In this bonus episode, we hear from PensionBee customer Nigel. Now 76 and retired, he spent decades commuting into Central London, raising two children, and telling himself he'd sort his pension "someday". A bad experience with an active fund manager and an IFA changed all that - and a tip from his son led him to PensionBee.

    We unpack Nigel's pension journey with pensions expert Dani Skerrett from PensionBee, covering the tax benefits of saving into a pension, when a financial adviser is (and isn't) worth it, how to think about how much you actually need in retirement, and what life in drawdown really looks like day-to-day.

    Episode breakdown

    00:48 Meet Nigel

    03:19 The tax benefits of saving into a pension

    06:47 Should you use a financial adviser?

    12:11 How much do you actually need for retirement?

    16:12 Nigel's life in retirement

    Further reading and listening

    To learn more about the topics discussed in this bonus episode, check out these articles and podcasts from PensionBee:

    • E43: Who wants to be a pension millionaire? (Podcast)
    • E37: The easiest way to retire with more money (Podcast)
    • 4 smart ways to use your ISAs in retirement (Blog)
    • Independent Financial Adviser fees on pensions (Article)
    • What is a crystallised pension? (Article)
    • What is flexi-access drawdown? (Article)
    • What is the 4% rule for withdrawals in retirement? (Article)

    Other useful resources

    • Pension Calculator (PensionBee)
    • Retirement Living Standards (Pensions UK)
    • Taking money from your pension just got simpler with Automatic withdrawals (PensionBee)
    • The new State Pension (GOV.UK)

    Catch up on the latest news, read our transcripts or watch on YouTube:

    • The Pension Confident Podcast
    • The Pension Confident Podcast on YouTube

    Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.

    Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
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    20 mins
  • Bonus episode: Should you buy Premium Bonds or save into a Cash ISA?

    Bonus episode: Should you buy Premium Bonds or save into a Cash ISA?
    Jun 8 2026

    Premium Bonds and Cash ISAs are two of the most popular savings options in the UK, but which one is right for you? With interest rates fluctuating and the cost of living still a real concern, it's more important than ever to make your savings work as hard as possible.

    Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie as they discuss:

    • how Premium Bonds work, including the odds, limits, and why there's no guaranteed return;
    • how Cash ISAs compare on interest rates, access, and tax efficiency; and
    • who should consider which option, and whether holding both makes sense.

    Episode breakdown

    00:45 How Premium Bonds work

    02:41 The catch with Premium Bonds

    05:05 How Cash ISAs work

    07:00 Tax considerations

    07:35 Which is right for you?

    Further reading and listening:

    To learn more about Premium Bonds and Cash ISAs, check out these articles and podcasts from PensionBee:

    • How does inflation affect pensions? (Blog)
    • Inflation Calculator (Calculator)
    • What are Premium Bonds? (Article)
    • What is a Cash ISA? (Article)
    • What to do when interest rates rise (Blog)
    • E29: Pensions vs. cash - which is best? (Podcast)

    Other useful resources

    • Premium Bonds prize rate and odds (NS&I)
    • Tax-free interest on savings (GOV.UK)
    • Barclays Equity Gilt Study 2025 (Barclays)

    Catch up on the latest news, read our transcripts or watch on YouTube:

    • The Pension Confident Podcast
    • The Pension Confident Podcast on YouTube

    Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.

    Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
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    10 mins
  • E50: Starting a pension from £0 at 50 years old with Hannah Martin, Simonne Gnessen and Sarah Durber

    E50: Starting a pension from £0 at 50 years old with Hannah Martin, Simonne Gnessen and Sarah Durber
    May 24 2026
    An estimated 7 million people aged over 50 in the UK have no private pension savings at all. Here's the reality: if you're one of them, it can feel too late to start. It isn't. Whether it's career breaks, the cost of living, a divorce, or simply never getting round to it - millions of people reach 50 with little or nothing put away. So how do you go from £0 to a pot that actually makes a difference? Join our host, Philippa Lamb, and our expert panel as they discuss starting a pension from scratch at aged 50: Founder of Rich Retiree, Hannah Martin;Founder of Wise Monkey Financial Coaching, Simonne Gnessen; andVP Customer Success at PensionBee; Sarah Durber. Episode breakdown 01:41 When did our panellists start saving? 03:31 Why so many people reach 50 with no pension 06:56 The real cost of opting out 11:16 Pension Sharing Orders and divorce 13:11 How to start from £0 at 50 years old 17:27 Making the most of your workplace pension 19:26 How contributing just a little more adds up 26:26 Property, side hustles, and creative retirement strategies Further reading, listening and watching: To learn more about building your pension later in life, check out these articles and podcasts from PensionBee: E37: The easiest way to retire with more money (Podcast) How much should I pay into my pension? (Article) Pension Sharing Order (Article) What is compound interest? (Blog) Six ways to put together your emergency fund (Blog) I'm 40, is it too late to start a pension? (Blog)How to grow your pension in your 40s and 50s (Blog) The power of 1%: how small pension increases can make a big difference (Blog)What is compound interest? (Video)What happens to my pension during a divorce? (Video)Increasing your pension contributions (Video) Other useful resources The Cost of Disengagement (PensionBee) The Carer's Pension Gap (PensionBeePension Calculator (PensionBee) Almost 7 million over-50s have no private pension (Pensions Age)The Retirement Living Standards (Pensions UK) Pension sharing orders slump despite growing number of divorces (Pensions Age) Four out of five Brits plan to downsize to fund retirement (MoneyWeek)Rent a room in your home: the Rent a Room Scheme (GOV.UK) Proposed benefit and pension rates 2026 to 2027 (GOV.UK) Compound Interest Calculator (The Calculator Site) Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Rich Retiree (@rich.retiree) on Instagram, LinkedIn, Facebook and Pinterest. Follow Wise Monkey Financial Coaching (@simonnegnessen) on YouTube, Instagram, LinkedIn, Facebook and X. Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
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    30 mins
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