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The Personal Finance Podcast

The Personal Finance Podcast

By: Andrew Giancola
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Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.© 2022 The Personal Finance Podcast Economics Leadership Management & Leadership Personal Finance
Episodes
  • How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home)

    How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home)
    Jun 29 2026
    Most people are either ahead or behind financially for their age and have no idea which one. Here are the real numbers by decade so you can find out right now. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: ⁠⁠https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24⁠ ⁠ What You'll Learn in This Episode -The real median salary, net worth, credit score, and debt for every decade from your 20s through your 50s -Why the median net worth numbers are low across every age group and what wealth builders do differently -The one tip Andrew gives for salary, debt, net worth, credit, and home ownership in each decade -What it takes to be in the top 10% and top 1% of net worth at every age -Why your 40s are your highest earning years and the one mistake that wastes them -When it is actually okay to loosen up and start spending more of your money -Why a 19-year-old with $25K invested does not need to touch anything or overcomplicate it Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! ⁠⁠https://mastermoney.co/join/⁠⁠ 👉 Join Andrew’s FREE Investing for Beginners Masterclass⁠ ⁠https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21⁠⁠ 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! ⁠⁠https://expert-hustler-605.ck.page/6aa7bb9a79⁠⁠ Partner Deals Indeed → Get a $75 sponsored job credit ⁠⁠http://Indeed.com/personalfinance⁠⁠ Policygenius → Free life insurance quote ⁠⁠http://policygenius.com⁠⁠ Chime → Get more rewarding fee-free banking at ⁠⁠https://www.chime.com/PFP⁠ ⁠ Monarch Money → The all-in-one financial tool + Get 50% Off at ⁠⁠http://www.monarch.com/PFP⁠⁠ Scribe → Sign up for a 30-day risk-free trial ⁠⁠scribe.how/pfp⁠ Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://wayfair.com ⁠ DeleteMe → 20% off with code PFP ⁠⁠https://joindeleteme.com/PFP20/⁠⁠ Tool/s Mentioned Wealth Builder Matrix - ⁠⁠https://mastermoney.co/wealth-builders-matrix/⁠ ⁠ Live Q&A Call Form - ⁠⁠https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform⁠ ⁠ Episode/s Mentioned How to Build Your Investment Portfolio (The Portfolio Pyramid!) ⁠https://youtu.be/Vn-NXfFWtfU⁠ Watch Next How to Retire in 10 Years or Less! ⁠https://youtu.be/nStwD03vJ64⁠ The Hidden Cost of Playing It Safe with Your Money with Ben Carlson ⁠https://youtu.be/LG1Jr2xeuDo⁠ The Patient Investor's Playbook with Noah Kerner - CEO of Acorns ⁠https://youtu.be/l5YZy2q_aVY⁠ The Best Ages to Build Wealth (Ranked!) ⁠https://youtu.be/JIZ1WrS91v4⁠ Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) ⁠https://youtu.be/e8r5h7RkOyo⁠ Connect with Andrew Instagram → ⁠https://instagram.com/mastermoneyco⁠Website →⁠ https://mastermoney.co⁠TikTok → ⁠https://tiktok.com/@mastermoneyco⁠X → ⁠https://x.com/mastermoneyco⁠ LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340⁠YouTube → ⁠https://www.youtube.com/@mastermoneyco/⁠ Question for you: How do your finances compare to the median for your age right now? Drop your decade and the one area you are most focused on improving in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    50 mins
  • How to Retire in 10 Years or Less!

    How to Retire in 10 Years or Less!
    Jun 24 2026
    Every financial decision you make either moves your retirement closer or pushes it further away. Here is the exact math and plan to retire in 10 years or less. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode Why your savings rate is the single most important number if you want to retire early The exact savings rate you need to retire in 10 years and what happens at every percentage below it How to attack the big three expenses that are standing between you and financial freedom Where to invest your money when you want to access it before age 59 and a half A real case study of how Marcus and Priya retired at 39 on a combined $150K income Why Barista FIRE and Coast FIRE might be better options than you think The one thing most early retirees get wrong that leads to boredom and regret Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned The Retirement Calculator - https://expert-hustler-605.kit.com/e6b8d4f8a2 Book/s Mentioned Set for Life by Scott Trench Die With Zero by Bill Perkins Books on Sabbaticals Jillian Johnsrud Episode/s Mentioned Why Live-In-Flips May Be the Best Way to Invest in Real Estate with Carl and Mindy Jensen https://mastermoney.co/the-personal-finance/why-live-in-flips-may-be-the-best-way-to-invest-in-real-estate-with-carl-and-mindy-jensen/ How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI He Achieved Financial Independence in 2 Years! (Here's How!) With Justin David Carl https://youtu.be/DRHNfi3gBxk This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 Watch Next The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4 Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0 Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is your current savings rate and how many years does the math say you have left until financial freedom? Drop your number in the comments and let the community help you figure out your next move. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    59 mins
  • The Hidden Cost of Playing It Safe with Your Money with Ben Carlson

    The Hidden Cost of Playing It Safe with Your Money with Ben Carlson
    Jun 22 2026
    The biggest investing mistake isn't losing money, it's never giving your money the chance to grow. Ben Carlson joins Andrew to reveal the hidden cost of playing it safe, why volatility isn't the enemy, and how investors quietly sabotage their long-term wealth without realizing it. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode Why the biggest risk for most investors is actually being too conservative How market volatility creates long-term wealth opportunities The hidden cost of waiting for the "perfect" time to invest Why diversification is still one of the most powerful risk-management tools How to think about risk differently in your 30s, 40s, and 50s The investing mistake that can permanently damage your wealth-building journey Why investor behavior matters more than finding the perfect portfolio How to build a strategy you can actually stick with through market downturns Lessons from the Great Depression, the Dot-Com Bubble, and today's AI boom Why "good enough" is often better than chasing the perfect investment plan Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today !https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Watch Next The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4 Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0 This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA Connect with Ben Carlson Website → https://awealthofcommonsense.com/about-2/ LinkedIn → https://www.linkedin.com/in/ben-carlson-cfa-97661244 X → https://x.com/awealthofcs Ritholtz → https://www.ritholtzwealth.com/team/ben-carlson-cfa/ YouTube → https://www.youtube.com/⁨@TheCompoundNews Apple Podcast → https://podcasts.apple.com/us/podcast/animal-spirits-podcast/id1310192007 Book Risk and Reward⁩ → https://awealthofcommonsense.com/2026/05/my-new-book-risk-reward/ Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What do you think is the bigger investing mistake: taking too much risk or not taking enough risk? Let us know in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    57 mins
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